Our contact, Gautham was knowledgeable with the different health plans. To enroll today call 1-800-294-8602 (English) or 1-800-577-6101 (French) 4. The fee for this card is $139 per year, but you can get your TD Aeroplan Visa Infinite Card annual fee waived in your first year. Her knowledge of the various services were quite impressive and as such I was able to choose a product that will work for me and within my budget.Sincerely appreciated her help. Loss insurance protects you from theft and fraud – something that your credit card probably already does without you having to pay for it. The latest in a number of articles on how much of a scam "Balance Protection Insurance" is (expensive, difficult to file claims and receive benefits and sold to unsuspecting banking customers by tellers using high-pressure and misleading tactics). I'm very thankful that I got an honest insurance specialist who made me get the exact insurance plan I desired. There is a special number you have to call to cancel it which I don't know, but if you call the regular td number they will tell you. He was great! Visa. He made me feel comfortable as I trusted his honest expert advice. When MacIsaac inquired about the "balance protection" on her RBC Visa, she was played a recording of a sales call. The plan includes satisfaction guarantee, a feature that allows you to get a full refund of your money if you are not satisfied with the balance protection insurance product and cancels your coverage within 30 days of purchase. If you don't carry a balance then get rid of it. Pay a small fee to get additional coverage such as balance protection insurance and roadside assistance. Thanks Denis for everything and not pressuring me along this process.Sincerely, Caralee Andersen, I was very pleased how he helped me doing everything on my phone. Eric guided me through the process and helped me choose the right package. I felt George was very kind and helpful with helping us with the application. This is not a solicitation to sell products or services, and does not constitute, nor should be relied upon, as financial, investment or other advice. If you have a TD MasterCard ® Card MasterCard ® SecureCode ™ Service MasterCard SecureCode gives you an extra layer of protection when you shop online.. Once you have set up your own private SecureCode you will be prompted to enter it when you make a purchase at a participating online retailer. He wasn’t pushy at all which was very appreciated. Customer service is quite satisfying. I recommend it! Knew exactly what I was looking for. Great service and thorough execution. Once received, TD Life Insurance … Took the time answered all my questions and provided a written quote, I would highly recommend to friends and family, I was VERY happy dealing with Denis Bricov, with Alliance he was so kind, easy to deal with, answered all my questions, explained my options & suggested the plan that was best for me. Friendly, fast call back. Thank you for your assistance. “Payment Protection” plans or insurance are fee-based products marketed and sold by banks and credit card companies as services that would pay minimum amounts due on credit cards for consumers in certain circumstances (i.e. %PDF-1.3 He first suggested the best solution for me (very affordable and covers my personal needs), but he also answered my many questions, helped fill in my form and assured that I could contact him after the fact if I had more questions or concerns.I was impressed with the ease of completion on documentation and the expediting of starting my program without delay.Thanks to Guatum! TD Visa TD Canada TrustTD insurance company TD Visa took a large sum of funds out of my account without my authorization, no garnish nothing. Eric Clementi was my representative and he did an amazing job. What to watch out for. Less hassle than scheduling a personal meeting.Keep it up Alliance Income Corp. Chris was very personable and knowledgeable. 'Will surely recommend it to all my friends and relatives here in Canada that looking for Health & Dental or Life Insurance. The broker was pleasant and had great knowledge of the product. If you have a credit card, overdraft facility, mortgage or any other loan, Credit Protection Insurance is a … "It's only $0.69 per $100, and it will ensure that your balance is paid on time." Balance Protection Plus is an optional insurance product, which can make payments towards your TD Credit Card Account when you can’t. Everything is done over by phone. Chris Magafas was a great help in finding what I needed. Balance Protection Plus is an optional insurance product, which can make payments towards your TD Credit Card Account when you can’t. She followed up numerous times and answered all the questions I inquired about. If you are not familiar with it, balance protection insurance is designed to reduce the burden of repaying debt in cases where a person's income is interrupted by unforeseen events like a … Thank you so much I do really appreciated it. My broker was Eric. I had an excellent experienced with Insurdinary. Highly recommended. She was friendly, thorough, and worked hard to ensure everything was done in a timely manner. Insurdinary would be a company I probably would be quite likely to recommend to friends/family if they needed a plan. Eric took the time to hear what I was looking for and when my needs changed he instantly helped me look for a better solution. The application process was quick and painless. I was paying the balance protection insurance therefore I filed a claim. �GK鯖����\D�O�a- �=�_�~:�zi�8�fhz���ߟ�|����m������4~����v��3�Ӯ���K�u�5��x���qf��7�oF}L��a�����=3��K��5�c��s�]�-��:�o2�z�xq�(=�QU�r-3ڋ��Zn0�t^���J2j�.^��x��Oʹ�_�Ow9�g���ߦF� P�c��%�s���u;X��� S��w�4RVE��=bo��è.��2�����F��l'?�0�i�!���C�Ռ� Nj��ɏZ��P ��s3�T�i��B�딢���u ���:#�0Ƞ�>�ܑ��<. Chris Magafas is very knowledgeable and was able to answer all my questions before setting up with my health insurance. If you are not satisfied with the coverage, you can cancel your balance protection coverage within 30 days of purchase and get a full refund. He is now in my contact list as my trusted AllianceIncome relationship manager. When most people purchase balance protection insurance, they believe their entire outstanding balance is covered, when that’s often not the case. Quick and efficient! If you ... Help safeguard your financial well-being with TD Protection Plans. We may offer you a promotional interest rate on your TD . With TD balance protection insurance, you have absolutely nothing to lose. Work with a repair service you trust. The agent we dealt with was very pleasant. When you're stocking up on summer essentials, the TD Bank Visa Debit Card is the perfect way to pay. For some reason, when I originally got my TD VISA card, I opted to sign up for it. Just got my Health Insurance from Eric Clementi and totally recommend the service. Gorge was fantastic explaining everything . It also provides coverage against total disability, critical illness or dismemberment. It should be. I was very happy with my entire experience dealing with Denis from Alliance. ) transfer any balance on another credit card account to this Account. You may be offered credit card balance insurance when you apply for a credit card, activate your card, or make changes to your … Very personable and helped me understand completely. Excellent experience with Gautam Khosla. Would highly recomend him.Thank you. Christine Augustus was a lovely agent who helped me choose a plan that was right for me. 1 This tool will, based on the accuracy and completeness of the data and information you have entered, recommend one or more TD products that may meet your needs. to view the number. Hi i got best plan for my life insurance from insurdinary company. I had an exceptional experience signing up for insurance with Insurdinary with George. Be prepared with optional Balance Protection insurance Optional Balance Protection insurance products are designed to assist in managing your credit obligations on your TD Cash Back Visa* Card in the event of your Involuntary Unemployment, Total Disability, Dismemberment, Critical Illness or Death. George was a great help and made the application process as simple as possible. The agent was very knowledgeable and helpful, I would recommend Christine to my family and friends. Overview of the TD Credit Card Payment Protection Plan available on TD Credit Cards. He helped My spouse and I get the best possible plan I can possibly find. wTo learn moreabout optional Balance Protection insurance products or to enroll, call 1-866-315-9069 or visit tdcanadatrust.com/BP TD VISA* BALANCE PROTECTION INSURANCE Certificate of Insurance This Certificate describes coverage under a non-participating Group Policy issued to The Toronto-Dominion Bank (“TD Bank”). He answered all of my questions and helped me through the process and was patient with me. "Sure," I said. If you’re looking for another recommended option, TD Insurance can help you choose from our list of preferred vendors; Contact us today at 1-866-454-8910 to start your claim Toronto, ON M5K 1A2. How do I cancel my TD Insurance policy? Patiently explains everything in detail. I figured out a great insurance policy plan within a week with insurance Specialist Gautham Khosla who was very knowledgeable and helpful. They check with my time when is convenient for talking and called me back with detailed explanations of the recommended plan. A TD Credit Card can be very practical for everyday purchases such as books, laptop computers and supplies; Make simple things like Internet shopping or renting a car a lot easier We narrowed down my priorities and picked a plan best suited to my needs. Insurdinary rep was very easy to understand and very helpful. 5 0 obj Thanks Chris!! x��}��%����n�=x0�`���Y�۪�gЯ��{���?��O���s?ܿ���L)U�^ϰw�UR*�J�R�_w�~��h�r���~���_��A�yo�n�F�����|���a^ʾ_��8��lg,�mI��8:��=zg������_����ݟ���_w����k0��������q�����'���yv����?¿��g�7p���O������27��A� TD balance protection insurance offers a maximum insurance amount up to $25,000 and also a monthly benefit of $10 or 5% of the eligible outstanding balance… Chris was very helpful and knowledgeable and guided us to the right package that met our needs. Coutos to Chris. He also explains everything clearly to me in order for me to make a good decision on what suits me best great experience. For the number you need, please visit our Contact Us page. stream Insurdinary provides a comprehensive quotes comparison sends straight to your inbox so you can start comparing health coverage in minutes. TD Credit Card Payment Protection Plan is an optional product designed to help you deal with your TD Credit Card payment obligations in the event of a covered Job Loss, Total Disability, and loss of Life. Visa. Highly recommend to anyone who needs their services. Learn everything you need to know about extended warranty with Visa. The agent I spoke with was Tristan, and he was very helpful for me, as I had never done my own insurance before. Fantastic service. �r[R��s4 Q0�Tn���L;������l�Q����������yg �?��a�շXS��i����Pt��zg���dv��p��O.���4 ���s�z��s9����4_|�Tx?Vf}��R����o)������/ޮ+h,? balance protection insurance Some credit card balance insurance products also provide certain benefits for the credit card holder’s spouse. He understand and was very patient in answering my questions when it was repeated several time.I do recommend him to others.Great Job Chris!!! Guanam was excellent to work with through the policy shopping right through to the billing stage. Balance protection insurance, which can have other names like payment protection insurance and balance protector premium, is completely different from credit card loss insurance. Thank you very much. Published February 15, 2011 . More bless to your company. Chris Magafas was extremely helpful to me in helping me navigate a plan that would meet my needs. So even if you pay your balance on time every month, there will still be a charge for the insurance premium on the daily balances. I felt that the customer service representative answered my questions and concerns professionally and promptly and explained the plan in pretty good details and the process was virtually minimal time consuming to go through the application and pricing, etc. Guided through all the steps in deciding which insurance plan was best suited for us. There are over 74 million MasterCard and Visa credit cards in circulation in Canada today. Very pleasant to talk to. Optional Card benefits including Card Assist, Balance Protection Insurance, TD Auto Club and Travel Medical Insurance; A Credit Card is a Powerful Tool. The process was easy and customer friendly. He is very knowledgeable and pleasant to deal with. Christine helped me find an insurance plan that matched my needs and my budget. George Solomonov provided excellent service. He was very helpful and full of information. Credit Protection Insurance is the difference between having to pay for losses from your own pocket, and having your financial security protected. Preet Banerjee. Without the correct MasterCard SecureCode, the purchase cannot be processed. TD Life Insurance Company. Learn more about credit from these informative articles to help you decide in choosing the best plan for you. %�쏢 w To learn more about optional Balance Protection insurance products or to Our customer health specialists are also available to address your questions and concerns. I found his suggestions very helpful, and highly recommend him. Chris Magafas was a great help! How TD Mortgage Protection can help you Should you pass away, suffer a covered terminal illness or accidental dismemberment 1, TD Mortgage Life Insurance can pay up to $1,000,000 2 towards your: Outstanding TD Mortgage balance, less any arrears It also offers a spousal coverage that includes disability requiring hospitalization. They fill out your online application and send it back to you for your consent and signature. Quick and easy. Christine went through the the plan the plan making it easy to grasp..very plesant person. TD balance protection insurance includes two plan options: the TD balance protection insurance and balance protection plus. With TD balance protection plus, you will obtain a maximum insurance amount up to $25,000 and a monthly benefit amount of $10 or 10% of the eligible outstanding balance, whichever one is greater. Thank you! 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